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Mobile Wallet |
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The mobile wallet enables the provision of banking services to those traditionally excluded from banking facilities. These services can be provided both in-market and cross-border and include:
- Cash loadings
- Cash withdrawal
- P2P payments
- Bill payment
- International money transfer
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Global Airtime Top-up Exchange (GATE) |
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GATE service enables mobile subscribers in supported donor countries to transfer cash directly from their mobile phone to the mobile wallet of their family and friends in the recipient country. This is done either by directly debiting their mobile phone account or by debiting a previously registered credit or debit card. |
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Top-Up |
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Direct Top-Up enables subscribers to directly recharge their prepaid call credit and that of others without the use of vouchers. This can be done via their own phone, another phone, the internet, kiosk or ATM. Alternatively mobile phone contract holders can top-up subscribers' phones on their behalf. This option enables the transfer of credit from one individual prepaid account to another. |
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Bill Payment |
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Roamware Macalla's bill payment solution enables bill payment intermediaries to offer bill payment services to utility companies and other organizations. These services would then permit subscribers to pay bills such as post paid mobile phones, school fees or professional body annual fees. |
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Mobile Banking |
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Mobile banking enables subscribers to access their bank account and carry out banking transactions using their mobile phone. These transactions include Balance enquiries, Mini-statements, Inter-account transfers, Third party transfers, Utility bill payments, Transaction statements. |
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Remittances |
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This service enables mobile subscribers in supported donor countries to transfer cash directly from their mobile phone to the mobile wallet of their family and friends in the recipient country. This is done either by directly debiting their mobile phone account or by debiting a previously registered credit or debit card.
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Cross Border VAS |
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All of the Roamware Macalla Platform's Value Added Services can be carried out either within a country or across borders and internationally. |
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